Car Financing for Self-Employed Buyers

Windfall Auto Sales & Service ยท Saint Marys, PA

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Own your own business or work for yourself? Your income may not look like a regular paycheck, and that's okay. We help self-employed buyers document their income and explore financing options.

Showing Your Income

Lenders typically want to see consistent income. Tax returns, bank statements and 1099s can help show what you earn, and we'll help you put it together.

Work Trucks and Everyday Vehicles

Whether you need a truck for the job or a vehicle for the family, we'll help you find a fit for your budget.

We have relationships with over a dozen local and national banks and credit unions, including specialty lenders that help rebuild credit. Eric has more than 15 years of experience in consumer finance and knows how to put together a deal that lenders like to see.

What Can Help

  • Recent pay stubs or bank statements to show your income
  • Proof of residence, like a recent utility bill
  • A valid driver's license
  • A down payment, if you have one. Low and no down payment options are available on approved credit
  • A trade-in, if you have one

Common Questions

What documents do self-employed buyers need?

Recent tax returns, bank statements or 1099s are common. We'll let you know exactly what will help your application.

I just started my business. Can I still apply?

Yes. Time in business is one factor lenders consider, and we'll help you explore what may be available.

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All financing is subject to credit approval and lender terms.