Car Financing After a Divorce

Windfall Auto Sales & Service ยท Saint Marys, PA

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A divorce can change everything, including your credit and your budget. We help you explore financing options for a vehicle in your own name so you can move forward.

Starting Over in Your Own Name

If your credit was tied to joint accounts, financing on your own may feel new. We'll help you understand your options and put together a strong application.

A Budget That Fits Your New Situation

We help you choose a vehicle and payment that fit your current income, including support income if it's part of your budget.

We have relationships with over a dozen local and national banks and credit unions, including specialty lenders that help rebuild credit. Eric has more than 15 years of experience in consumer finance and knows how to put together a deal that lenders like to see.

What Can Help

  • Recent pay stubs or bank statements to show your income
  • Proof of residence, like a recent utility bill
  • A valid driver's license
  • A down payment, if you have one. Low and no down payment options are available on approved credit
  • A trade-in, if you have one

Common Questions

Can I use alimony or child support as income?

It may be counted as income by some lenders if it's documented and ongoing. You're not required to list it if you don't want it considered.

My ex still has a car loan in both names. Can I still apply?

You can apply. Existing joint debt may affect your options, and we'll talk through it with you.

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All financing is subject to credit approval and lender terms.